Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Retirement Traps to Avoid Beware of these traps that could upend your retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.